As The West Coast Burns, Here’s What You Need to Know About Fire Insurance

“I strongly advise homeowners and renters to take their smartphones and walk around their homes shooting a video of their belongings,” writes David Lazarus for the Los Angeles Times. “This can provide helpful evidence if an insurer disputes, say, that you owned a state-of-the-art home-theater setup.”

“If you have to evacuate, save all receipts. Many homeowners policies include so-called ALE coverage, as in ‘additional living expenses,’ which will include costs such as hotel rooms, food and rentals.”

Read the full article on the Los Angeles Times’ website.